The Slot Buzz brings you our list of the best casinos and slot sites that accept payment from debit cards, including Visa, Maestro and MasterCard casinos.
Easily the most widely-accepted and widely-used form of payment and withdrawal for casino customers in the UK is the debit card. Almost everyone in the UK has a bank account, giving them access to this cashier option.
A Guide to Gambling Online With Your Debit Card
The Legal Stuff and Setting Your Debit Card Up
If you have made the decision to make a debit card your preferred payment option at an online casino then you should experience no problem in making deposits and withdrawals. For reference, often you will see the Visa, Maestro or other debit card sign in the footer of a casinos showing that they accept this option.
Whilst most transactions should go through smoothly, if you do experience an issue – for example your deposit being declined – check in with your bank. This may be because you are trying to make a payment to a gambling site for the first time and it has been flagged in their system as potential fraud. Usually once you have cleared this with the bank one time the problem will not occur again. It is also important that your bank is UK-based, and that you are a resident of the UK, attempting to make a deposit into a UK-licensed online casino. Tick all these boxes, and you should be good to go!
The first step to playing at an online casino with your debit card is to register the card. Often you will be asked to do this directly after sign up.
Just like any other transaction for goods and services online you will need to follow these simple steps:
- Enter your name and address – you will have done this at registration
- Choose Debit Card from the options list
- Enter your card number – the full 16-digit number on the front
- Enter the expiry date – also found on the front
- Enter an issue number if requested
- Enter the SSL number – this is for security
Making a Casino Deposit
Once your card is registered you can make your first deposit.
Slot sites will welcome deposits by debit card and will give you a wide range of options. Usually, the minimum deposit is £5 or £10, whilst the maximum can be anything up to £5,000 or £10,000, or sometimes more by arrangement with the operator.
When deciding how much to put in it’s worth checking the terms and conditions of any bonus offer that you wish to claim. You will need to deposit a minimum amount, and the bonus will be capped. Don’t expect any more than the maximum stated!
There are rarely any debit card fees for deposits, making this a great choice for deposits.
Finally, remember, whilst the deposit is an instant transaction, it may take a few days to appear on your bank statement, or even before your balance is updated.
Making a Casino Withdrawal
Making a withdrawal to your debit card is straightforward. Be aware that many casinos want you to withdraw onto the same payment option that you used to deposit. This is a fraud prevention measure. So expect any withdrawal to go back onto the debit card you are using for deposits.
There are no fees for debit card withdrawals – never play with a casino that tries to charge you one. However, unlike a deposit, your withdrawal will not hit your account instantly. Firstly, all casinos will take some time to verify and action the withdrawal. This is known as the ‘pending period’ and can be anything up to 48 hours. After the casino has actioned your withdrawal, it is then down to the bank to process the transaction. Overall, you should give 3 to 5 days for your money to show on your balance.
Look out as well for withdrawal limits. These will vary from site to site and should be specified in the terms and conditions. If you have reason to query them, speak to a customer services agent who may be able to have them lifted.
Types of Debit Card for Online Casinos
There are lots of different debit card providers in different countries around the world. These companies issue debit cards to customers of banks, allowing them to access their accounts via ATMs or through payment processing machines in-store and online.
Which provider you are using will depend on your bank – if you are with Barclays and their contract is with Visa, then that will be your only debit card option. When you open a new bank account you will get your debit card by post and it will have the logo of the payment provider displayed on it.
The debit card company will facilitate all transactions between your bank and any business whose products or services you are purchasing. However, things like fees and credit limits are set by the financial institutions you are doing business with.
Visa Card Casinos
The most common type of debit card is the Visa – a familiar, recognizable brand who we are all comfortable with. Almost all casinos you play at in the UK will have this option displayed at the bottom of their pages, showing that they accept Visa transactions.
Maestro Card Online Casinos
Maestro is a debit card owned by Mastercard. Maestro Card online casinos will take deposits and withdrawals from your card in the same way as they do from any other debit card. As long as you have available funds in your account then you can make a no-fee, instant deposit into your casino account.
Other Debit Cards for Casinos
There are lots of other debit cards available that you can use for deposits and withdrawals at online casinos. Here is a comprehensive list:
- Switch and Solo
- American Express
- Discover Card
- Carte Bleue
- And there are plenty more …
Safety and Security for Debit Card Players
There are plenty of reasons why debit card is a good option for payment at your online casino or slot site.
As well as being instant and free of any fees, they are the most responsible way to manage your spend . There are no interest fees or costs to deal with, and you are not racking up credit that you don’t have to begin with.
Meanwhile, in the offline world, an additional security feature for debit cards is the Chip and Pin set up that all new cards come with. This means that you cannot make a purchase at a story without the PIN number. Although transactions under £30 can now be made with a tap of the card on the machine – no signature or PIN required.
Online, hacking and fraud are a fact of life, and for debit card users it is important to be aware that under the terms of the contract you have with your bank, there is no obligation for them to pay back any money that is lost through online fraud. So, should your card details become compromised and money taken from your account, you might find that the bank is not quick to help out.
If you are looking for another payment option, then you could also consider an eWallet casino. These deposit methods are generally seen as more secure – you don’t have to enter any bank details. They are also a good way to manage money as you can monitor all your gambling site transactions in one place.
Account Verification and Soft Credit Checks With Debit Cards
Finally, we should mention account verification. For casino players, this process can be a drag. However, it is a requirement for all those operators with a UK license – and that should be all sites you play at. Verification is an essential part of the UK Gambling Commissions’ stated aim of preventing any association between online gambling and criminal enterprise, and protecting those under the age of 18.
Debit cards can be used as a way of ‘soft’ verification on sign up – the card must be associated with the same address you registered with, and be in your name. This information can be used to check your date of birth as well. If the address from your card and your new casino account don’t match then you will be asked to send in verification documents.
Banking Alternatives to Debit Cards
Trustly – The most used eWallet solution in online casinos and it’s available in 29 countries. Finding a Trustly casino is really easy as most online casinos offer this option. They have a European Payment Services Provider License which makes it a favoured payment option for UK customers.
Transactions are instant, they do not require registration and security is very high.
Bitcoin – The first and most popular cryptocurrency. Bitcoin value has increased exponentially over the last few years making it favourable for money markets. Some experienced gamblers do not prefer Bitcoin casinos due to the instability of its monetary value but some prefer it as it provides another level of gambling excitement.
Citadel – No account creation necessary, as long as your bank account is serviceable by Instant Payments all you need to do is choose this option when processing a payment at your favourite Citadel casino validate the transaction through your bank account and it’s done. Transactions are secure and are processed immediately.